Insurance

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While not always legally required, having insurance to fly a drone is highly recommended for several reasons:

Why You Should Consider Drone Insurance:

1. Liability Coverage:

   • Protects you if your drone causes injury or property damage to others.
     
     

2. Damage Protection:

   • Covers repairs or replacement costs if your drone is damaged in an accident.
     
     

3. Theft Protection:

   • Provides coverage if your drone is stolen.
     
     

4. Compliance:

   • Some commercial operations and clients may require proof of insurance before allowing you to fly.
     
     

5. Peace of Mind:

   • Offers reassurance that you are financially protected against unforeseen incidents.

Types of Drone Insurance:

1. Liability Insurance:

   • Covers legal fees and damages if your drone causes injury or property damage.
     
     

2. Hull Insurance:

   • Covers physical damage to your drone.
   • Covers physical damage to you sensor (separately from the drone)
     
     

3. Personal Injury Insurance:

   • Covers injuries to yourself or your team while operating the drone.
     
     

4. Commercial Drone Insurance:

   • For businesses, covering multiple drones and operators, including comprehensive coverage options.

Where to Get Drone Insurance:

• Specialized drone insurance providers
• General insurance companies with drone policies
• Aviation insurance companies

Legal Requirements:

• Check local regulations as requirements can vary by country and region.
• In the U.S., the FAA does not mandate drone insurance, but it’s advisable for all operators, especially for commercial use.

In summary, while insurance might not be legally required, it is a smart and responsible choice to protect yourself and others while flying a drone.

Check with your insurance provider to see if they cover the drone rental and flights.  If they do not, we highly recommend that you have insurance when you are flying drones.  We have found that Skywatch.ai offers some of the best options for Drone Insurance.

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